Dan Murphy - FINANCIAL COACH
Dave Ramsey's Website - http://www.daveramsey.comFinancial Peace University - http://www.daveramsey.com/fpu
Only 2% of those who think they are bankrupt actually are. Bankruptcy should be used only as a last resort. For more information on bankruptcy, check out the following links:
Dave Ramsey's Bankruptcy Website - http://www.daveramsey.com/bankruptcy
American Bankruptcy Institute - http://www.abiworld.org
Total Bankruptcy Website - http://www.totalbankruptcy.com
If you are facing collectors, you need to know what your rights are as a consumer. How often are they allowed to call? What time of day can they call? Can I make them stop calling my job? Check out your rights under the Fair Debt Collection Practices Act:
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf
If you are facing foreclosure, check out this link for information about foreclosure law and processes by state - http://www.realtytrac.com/foreclosure-laws/foreclosure-laws-comparison.asp